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social lending | Design and Analytics

social lending

Analytics on Lending Club social lending by Dataspora

There is a fantastic analysis using the Lending Club datastore to investigate and visualize the marketplace Lending Club blogged over at Dataspora.  As I've mentioned before, I'm intrigued with P2P finance as an emerging industry, and if we're lucky, as an alternative asset class.  As an emerging industry, we're seeing a number of different competitors rapidly enter and exit the industry, and regulations that fit it like a hand-me-down sweater, a little too big, clearly made for the problems of a different industry: the financial older brother they most resemble, but are distinct from.

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